UPDATED DECEMBER 1, 2023

Privacy Policy

Passage Inc. including all of its affiliates and subsidiaries (collectively “Passage”, “we” or “our”), are committed to maintaining the accuracy, security and privacy of Personal Information in accordance with applicable legislation. This Privacy Policy is a statement of principles and guidelines concerning the protection of Personal Information of our clients, service providers and other individuals ("you”). This Privacy Policy applies to any Personal Information that we collect, use, and disclose (collectively “process”) about you, including through the websites and mobile applications that are owned and/or operated by Passage and through telephone, written, and in-person interactions.

Purpose

Category of Personal Information

Establish and manage customer relationships, perform services and fulfill our duties. This includes developing, enhancing, marketing, selling or otherwise providing Passage’s products and services, and understanding and responding to customer, partner, supplier and other third party needs and preferences, such as to contact and communicate with those parties and to conduct surveys, research and evaluations This may also include the sharing of Personal Information by and between Passage personnel and affiliated companies and partnerships for such purposes.

  • Identity information

  • Contact information

  • Product information

  • Technical information

Consider whether Passage should establish a commercial relationship with customers, partners, suppliers and other third parties, including to evaluate credit standing and to match credit bureau or credit reporting agency information. This includes establishing and maintaining commercial relationships with customers, partners, suppliers and other third parties, including to issue invoices, administer accounts, lend funds, collect and process payments, and to fulfill contractual obligations as well as to facilitate academic, employment and visa processes and to provide other products and services such as Passage’s “Life GPS” service. This may also include the sharing of Personal Information by and between Passage personnel and affiliated companies and partnerships for such purposes.

  • Identity information

  • Contact information

  • Product information

  • Technical information

  • Financial information

  • Preference information

  • Education Information

  • Visa Information

  • Health Information

  • Employment information

  • Internet activity information

Establish, manage and terminate employment, contractual and partnership relationships.

  • Identity information

  • Contact information

  • Technical information

  • Employment information

Distribute Passage’s newsletters and other informational e-mail communications, and other material to individuals on our mail and e-mail lists, including via third party mailing houses and e-mail service providers.

  • Identity information

  • Contact information

  • Technical information

Detect and protect Passage and other third parties against error, negligence, breach of contract, claims, misuse, fraud, theft and other illegal activity, to audit compliance with Passage’s policies and contractual obligations, and to manage compliance with AML and KYC regulations.
  • Identity information

  • Contact information

  • Product information

  • Financial information

  • Technical information

  • Internet activity information

  • Preference information

  • Education information

  • Visa information

  • Health information

  • Employment information

Engage in business transactions, including the purchase, sale, lease, merger, amalgamation or any other type of acquisition, disposal, securitization or financing involving Passage.
  • Identity information

  • Contact information

  • Product information

  • Financial information

  • Technical information

  • Internet activity information

  • Preference information

  • Education Information

  • Visa Information

  • Employment information

As permitted by, and to comply with, any legal or regulatory requirements or provisions, legal inquiry, and for any other purpose to which you consent.

  • Any Personal Information as permitted or required by applicable laws.

To help us improve content and functionality; to better understand our customers and partners; to maintain and improve our products and services; to develop new products and services; to ensure the security of our IT systems, architecture, and networks; and to protect our rights, for our legal defense, privacy, safety, or property, and/or that of our affiliates, you, or other third parties.
  • Identity information

  • Contact information

  • Product information

  • Financial information

  • Technical information

  • Internet activity information

  • Preference information

  • Education information

  • Visa information

  • Health information

  • Employment information